Those who are economically marginalized will turn their righteous anger against the very system that stands the best chance of uplifting them.

Yet, we expect a year old to make major life decisions, like taking on hundreds of thousands of dollars in student debt for college.

We have certain classes that are required for high school graduation including, some abstract classes like Calculus or Latin , but nothing about the single most important skill they will use on a daily basis for the rest of their lives.

From the National Financial Educators Council :. Parents need to talk more openly with their kids about money and schools need to make financial education part of their curriculum.

Granted, a lot of parents are not much better with money either. Saving money… Living within your means… The power of investing and compounding… Can you afford to buy a home?

The curriculum could profile lots of our greatest entrepreneurs and investors in a way that celebrates them, but also makes it feel relatable.

Demonstrate a path where everyone can become rich. Wrapping up this first point — teach money skills early, teach often, and keep teaching.

And make it mandatory for high school graduation. On the other hand, there is legitimate fear of Socialism and Communism, and this kind of government subsidy seems to blur the lines for people.

For those who oppose it, UBI becomes synonymous with sloth and unearned handouts. For these reasons, a Universal Basic Income deserves serious consideration.

The question is, are there ways to reframe it that might make it more compelling to skeptics? That way recipients can see the principal grow over time.

In this current inequitable environment, the stock market has become emblematic of everything that is wrong with a capitalist system.

But if some version of a Universal Basic Income was tied to the growth of the market, its success would be beneficial to all.

For once, we may all find ourselves cheering for American businesses and its investment markets to succeed rather than demonizing them. We hardly have this team spirit today.

And over half of all Americans own zero stocks. This is a clarion call to pay attention. Back in September, former US Labor Secretary Robert Reich tried to vilify Elon Musk , tweeting:.

Musk is a modern-day robber baron. Read more. Beth Goobie Beth Goobie is an award-winning children's author whose novels have won and been shortlisted for the most prestigious prizes in her native Canada, including the Governor General's Award for Children's Literature and the Canadian Library Association Young Adult Book of the Year Award.

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